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If you’d rather not pay the $20-$47, you can read Credit Secrets by Scott Moss for free with an Amazon Kindle Unlimited membership. Considering how many times they dropped the book price during checkout, it’s highly doubtful that their marketing tactics don’t apply to the Facebook Group too. Sure you get two weeks free along with access to the Credit Secrets audiobook, but after that, you’ll be billed $20 a month until you cancel. If you don’t uncheck the box just above the Place by Order button, you’ll be auto-enrolling yourself into paying a monthly membership fee to access the Smart Money Club private Facebook group. Because, they sent you a hard copy rather than an e-book, if you want a refund, you’ll have to pay the shipping and handling fees to return it. Having you purchase the book through website membership is basically Scott and Alison’s subtle way of making opening your wallet further.

Prove you sent three letters to a creditor, credit bureaus, or a collection agency asking them to remove some erroneous data on your report.

Have completed jumpstart training in the member’s area.

Have proof of purchase less than 90 days prior.

If you decide to take them up on their 90-day, double-your-money-back guarantee, you will need to meet these criteria. The Credit Secrets refund policy states that they have a no questions asked, 100% money-back guarantee, as long as you return the book within 30 days.

Credit Secrets Guide to Building Business Credit.

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Member BonusesĪs a Credit Secrets member, they’ll mail you a copy of the book, plus you’ll get access to some other Smart Money Secret products. If you abandon the cart a second time and visit the site again or just keep waiting, you are likely to see a 50% off discount with a very reasonable price of just $20. Then wait for the FREESHIP popup, and the price will drop to $30. If you then abandon this cart by closing your browser window and then go back to you, see a 25% offer at $37.

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If you simply wait a bit for the FREESHIP coupon code popup to appear on the checkout page, you get this discounted down to $40. To get a hard copy at a decent price you might have to buy it from the Credit Secret website, where it originally starts out with a $47 membership cost. Unfortunately, the Credit Secret book by Scott & Alison Hilton is pretty hard to find on Amazon these days, but you can still read Credit Secrets reviews there.

Health Insurance Portability and Accountability Act (HIPAA).

Repossessions, foreclosures, and bankruptcies.

Collections, charge-offs, and tax liens.

These prewritten templates can help you have derogatory entries removed from your credit report, which can help improve your credit scores in a short time.

The meat and potatoes of the Credit Secrets book are the sample letters that you can send to creditors and major credit bureaus.

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How to recover from bankruptcy or foreclosure.How to remove a ChexSystems security freeze.Best ways to deal with loan defaults and vehicle repossession.How to remove judgments and liens from your credit report.How to properly file a credit dispute and items you can dispute.Consumer protection laws you need to know.Timeline required to rebuild your credit history.

Fastest and easiest methods to rebuild bad credit.

Here’s our quick synopsis of the secrets you will when reading this book. Many chapters include legal loopholes and comprehensive credit dispute letter templates to remove negative items from your reports. The tutorials within the Credit Secret book are very detailed. As move through the chapters in this step-by-step guide, the main secrets you will learn are the ones that lead you down the paths of least resistance. While it won’t magically improve your credit instantly, it will help plan your journey to finally taking control of your credit bureau profiles.

Getting incomplete, inaccurate, unfair, and unverifiable items removed.

Inside their new tell-all book are nine chapters of advanced credit hacks, frequently asked questions, a few simple strategies, and a glossary of credit-related terms. Scott and Alison Hilton wrote the Credit Secrets guide to great credit. By leveraging some credit bureau dispute letter-writing techniques, you may be able to have these stipulations removed from your reports, which in turn will increase your credit scores. The book’s premise is based on personal credit reports of real people being filled with erroneous information that is causing their credit scores to crater. Can you erase bad credit history and avoid financial disaster doing for free what credit repair services charge a lot of money for? The Credit Secrets program along with its accompanying book is meant to answer a simple question.